Dubai is famous for its luxury, safety, and business opportunities. For those looking to invest in property and enjoy long-term benefits, Dubai offers a special visa — the 10-year property investor visa. This long-term visa gives real estate investors the chance to live, work, and enjoy life in Dubai, all while protecting their investments. Let’s explore what this visa is, who can get it, and how to apply — in clear and simple terms.
Understanding The 10-Year Property Investor Visa
The 10-year property investor visa is part of Dubai’s Golden Visa program. This visa is designed to attract real estate investors who want to stay in Dubai for a long time. By buying property worth at least AED 2 million, investors can qualify for this long-term residency visa.
Unlike tourist visas or short-term residency permits, this visa gives you stability and many extra benefits. You can live in Dubai without a sponsor, sponsor your family, and enjoy access to health care and education.
Who Can Apply?
To apply for the 10-year investor visa, you need to meet a few simple conditions. The good news is that Dubai has made the process easier over the years. Here’s a breakdown of the main requirements:
| Requirement | Details |
| Property Value | Must own property worth at least AED 2 million |
| Type of Property | Must be freehold and ready to live in (not under construction) |
| Ownership | Can be fully owned or mortgaged (50% must be paid off) |
| Applicant’s Age | Must be 18 years or older |
| Family Sponsorship | Can sponsor spouse, children, and even parents |
| Clean Criminal Record | Must show police clearance (no criminal background) |
| Medical Insurance | Must have valid health insurance in the UAE |
Key Benefits of the 10-Year Investor Visa – Don’t Miss Out!
This long-term visa offers a range of benefits that go beyond just living in the UAE. Here are some of the major advantages:
Long-Term Residency
You get to stay in Dubai for 10 years with the possibility of renewing the visa if you continue to meet the requirements. Unlike regular visas, there’s no need for a local sponsor.
Sponsor Your Family
Visa holders can sponsor their spouse, children, and domestic helpers. This makes it easier for families to settle in Dubai without additional visa complications.
Travel Flexibility
Golden Visa holders are not restricted in how long they can stay outside the UAE. This is ideal for frequent travelers or business owners with international commitments.
Multiple-Entry Visa
Before getting the full 10-year visa, applicants receive a multiple-entry 6-month visa to complete all the required steps and documentation.
Confidence in the Market
A long-term visa provides stability and security for investors. It shows the government’s support for property ownership and encourages people to invest more confidently in the UAE.
What Documents Do You Need?
To apply for the visa, you’ll need to prepare some basic documents. Here’s a list to help you:
- Copy of your passport
- Title deed or e-certificate showing your property ownership
- Proof of payment if the property is mortgaged
- Good conduct certificate from Dubai Police
- Recent passport-sized photos
- Medical fitness certificate
- Valid health insurance policy
- Proof of income or bank statement
It’s also a good idea to keep all documents up to date and neatly organized before you apply.
How Much Does It Cost?
While the 10-year visa offers great value, it does come with some fees. These may vary slightly, but here is a general idea of what to expect:
| Service | Estimated Cost (AED) |
| Medical Exam | 700 |
| Emirates ID (10 years) | 1,153 |
| Visa Issuance (10 years) | 2,656.75 |
| Dubai Land Department Admin Fee | 4,020 |
| Sponsorship File for Family | 318.75 |
| Family Visa (per person) | 5,668.50 |
So, for one investor, the total is around AED 9,684.75. If you plan to bring your family, expect additional charges per person.
How Do You Apply?
Dubai has made the application process simple and mostly online. Here are the main steps:
- Buy property in Dubai worth at least AED 2 million.
- Collect your documents, including proof of ownership and ID.
- Apply through the Dubai Land Department’s eService or a trusted visa service.
- Undergo a medical exam and get your Emirates ID.
- Wait for approval and get your visa stamped in your passport.
The whole process usually takes a few weeks, depending on how quickly you submit your papers.
Why Choose Dubai?
Dubai is a great place to live and invest because it is safe, modern, and full of opportunities. The city has beautiful buildings, clean streets, and many places for shopping, work, and fun. People from all over the world live in Dubai, so it is a very welcoming and friendly place.
There is no income tax, which helps people save more money. Dubai’s location also makes it easy to travel to Europe, Asia, and Africa. All these things make Dubai a smart choice for living and investing.
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Frequently Asked Questions
Q: Can I get the 10-year investor visa if I buy more than one property totaling AED 2 million?
A: Yes, you can. Dubai allows you to combine the value of multiple properties as long as they are freehold, ready-to-move-in, and the total value reaches or exceeds AED 2 million. These properties must also be under your name, and 50% of any mortgage must be paid off to qualify for the Golden Visa real estate investor category.
Q: What happens if I sell my property after getting the 10-year visa?
A: If you sell the property that helped you qualify, you may lose your long-term residency status unless you purchase another qualifying property. Dubai’s Golden Visa is tied to your investment, so it’s important to maintain property ownership worth AED 2 million or more if you want to renew or keep your visa active.
Q: Is it possible to apply for the visa if I have a mortgage on my property?
A: Absolutely. You can apply even if the property is mortgaged, but you must prove that you have paid off at least 50% of the mortgage amount. The bank will usually provide an official no-objection certificate (NOC) and payment confirmation, which are required during your visa application.
Q: Can I work in Dubai with this investor visa, or is it only for residency?
A: Yes, you can. The 10-year property investor visa allows you to live, work, and even set up a business in Dubai without needing a local sponsor. This visa gives you more freedom than a typical work permit, which usually ties you to a specific employer. It’s ideal for entrepreneurs, remote workers, or investors seeking flexibility and independence.
Q: Do my family members get the same 10-year visa if I sponsor them?
A: Yes, they do. Once you receive your 10-year visa, you can sponsor your spouse, children, and even parents. Their visas will usually match your visa’s duration, offering your family the same access to healthcare, education, and residency stability that you enjoy as an investor.
Final Thoughts
The 10-year property investor visa in Dubai is a golden chance for real estate investors who want a secure, long-term stay in one of the world’s most dynamic cities. With simple rules, easy application steps, and access to high-quality services, this visa is more than just a permit — it’s an open door to new opportunities and a better lifestyle. If you’re thinking about investing in Dubai, this visa could be the smartest move you make.
